Chase SelectSM Private Student Loan Repayment Example
This repayment example applies to students with Chase Select undergraduate, graduate or graduate health professions loans. The pricing examples are based on a student borrower who applied with a qualified cosigner and is enrolled in a four-year program.*

**LIBOR Index of 0.56% is effective January 1, 2012.

*Important Information: Private loans, like the Chase Select loan, can be used when federal loans, grants and other forms of financial aid are not sufficient to cover the full cost of education.

Chase Select loans are subject to credit approval, receipt of a completed and signed loan application/promissory note and self-certification form, verification of application information, acceptance of loan terms, school certification of loan amount and student’s enrollment at a Chase Select-participating school.

Chase currently services its Chase Select loans and does not sell them to another lender.

Although a cosigner is not necessary or required to apply for a private student loan, a qualified cosigner may help you get approved for a private student loan and possibly help you qualify for a better interest rate. Student borrowers and cosigners are equally responsible for repayment of the loan.

The minimum loan amount that can be requested under this loan program must be greater than $1,000, except for student borrowers whose permanent residence is in one of the following states, in which higher minimum loan amounts apply: Colorado, Indiana, Oklahoma, South Carolina or Wisconsin. If you live in one of these states, please call us for details.

Maximum annual loan amount up to cost of attendance, less other aid, but no more than the amount certified by your school. Aggregate maximum loan limits apply.

These repayment examples may not reflect your specific interest rate and loan amount. Repayment examples assume that you attend an undergraduate school with a four year program and have a single disbursement. The deferred example also assumes that you have a six-month grace period before beginning repayment. A Loan Approval Disclosure Form will be provided to you with your loan details after your application is approved.

**Interest rates are variable and may increase after consummation of the loan, but will not exceed the maximum rate allowed by Ohio state law, which is 25%. The rates used in these examples are based on a margin plus the London Interbank Offered Rate (LIBOR) Index and may vary. The rates will be calculated quarterly on the first day of each January, April, July and October by adding a margin to the three-month LIBOR Index published in the "Money Rates" section of The Wall Street Journal on the fifteenth day of the month prior to each of the months listed above, rounded to the nearest one-hundredth percent (0.01%)). If The Wall Street Journal is not published or the three-month LIBOR Index is not given on that date, then the three-month LIBOR Index will be determined by using the immediately preceding publication date. If the Index is no longer available, we will choose a comparable index. Any increase will result in either a higher payment amount or more payments by extending your term. Rates may vary depending on the creditworthiness of the borrower and cosigner, if applicable, and other factors. Rates will likely be higher for borrowers without a cosigner.

This information was current as of 02/01/2012 and is subject to change. Contact Chase for current product information.